Bandhkam Kamgar Yojana (बांधकाम कामगार योजना) is the umbrella of welfare schemes run by the Maharashtra Building and Other Construction Workers Welfare Board (MAHABOCW) for registered construction workers in the state. Under the BOCW Act, 1996 and corresponding state rules, the Board offers social security, education support, health assistance, death and disability benefits, and various subsidies to construction workers and their families. Registration and claims are now enabled online via the MAHABOCW/IWBMS portals.
Objectives of Bandhkam Kamgar Yojana 2025
- Provide social security to registered construction workers and their dependents for risks like accidental or natural death, disability, and critical needs.
- Support health and education, including assistance for children’s schooling and nutritional support.
- Promote financial inclusion through direct benefit transfers and streamlined online claims and status tracking.
- Digitize registration and services so workers can apply, renew, and claim benefits online, select document-verification slots, and download scheme forms easily.
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Quick Overview (2025)
Item | Details |
Board | Maharashtra Building & Other Construction Workers Welfare Board (MAHABOCW) |
Who can register | Construction workers aged 18–60 with 90+ days of work in the last 12 months |
Registration fee & subscription | ₹1 registration + ₹1 per year subscription (as per MAHABOCW) |
Online portals | mahabocw.in (Board site) & iwbms.mahabocw.in (online profile/login) |
Key benefits (examples) | ₹5,00,000 accidental death, ₹2,00,000 natural death, interest subsidy on home loan (illustrative items; see “Amount Details”) |
Status check | Via IWBMS/claim or MAHA DBT trackers (as applicable) |
Downloads | Scheme-wise forms/notifications via Downloads section on MAHABOCW |
Benefits Under Bandhkam Kamgar Yojana (Highlights)
MAHABOCW runs multiple schemes across social security, education, health, and other welfare heads. Some frequently referenced benefits include:
- Social Security Benefits (examples):
- Accidental death at work: ₹5,00,000 to the legal heir of a registered worker.
- Natural death: ₹2,00,000 to the legal heir.
- Home loan support: Subsidy on interest on a loan amount up to ₹6,00,000 or a subsidy up to ₹2,00,000 on the loan amount (as per downloadable scheme documents).
- Other benefits may include marriage assistance, mid-day meal support for children, educational aids, etc., as per the current scheme list and circulars.
- Accidental death at work: ₹5,00,000 to the legal heir of a registered worker.
Note: The Board periodically updates scheme terms, amounts, and required documents. Always refer to the official “Welfare Schemes” and “Downloads” pages before applying.
Eligibility Criteria For बांधकाम कामगार
To register as a beneficiary (construction worker) under MAHABOCW for Bandhkam Kamgar Yojana :
- Age: 18 to 60 years at the time of registration.
- Work Experience: Must have worked at least 90 days as a construction worker during the last 12 months.
- Residence/ID Proof: Should be able to prove identity, age, and residence in Maharashtra.
- Photographs: Passport-size photographs (as specified).
These requirements are listed on the official “Worker Registration” page.
बांधकाम कामगार घरकुल योजना कागदपत्रे
Have the following documents ready before filling the Bandhkam Kamgar Yojana online form:
- Proof of age (Aadhaar, birth certificate, school leaving certificate, etc.).
- 90-day work certificate from the employer/contractor or competent authority.
- Residence proof (Aadhaar, voter ID, ration card, electricity bill, etc.).
- Photo identity proof (Aadhaar, voter ID, etc.).
- Three passport-size photographs.
- Bank details (for DBT if asked during claim).
How to Do Online Registration (Bandhkam Kamgar Yojana Online Form)
Step-by-step process for a new worker registration on Bandhkam Kamgar Yojana (2025):
- Visit the official portals:
- Go to MAHABOCW website and navigate to worker services.
- Use the IWBMS Profile Login page to proceed with Aadhaar and mobile number.
- Start the Application (Form-V):
- Upload Documents:
- Upload age proof, 90-day work certificate, residence proof, ID proof, and photographs as per specifications.
- Pay minimal fees:
- Registration fee: ₹1 and annual subscription: ₹1, as indicated on the registration page (subject to Board updates).
- Choose verification slot:
- Attend verification:
- Get confirmation:
- After successful verification and processing, your worker registration gets approved in the system. You can then log in, apply for renewal when due, and claim benefits online.
How to See the Workers List / Beneficiaries
There are two useful ways to view outcomes and beneficiaries for Bandhkam Kamgar Yojana:
- Successful Beneficiaries (Payments transferred): MAHABOCW publishes a “Benefits Transferred” page that lists successful beneficiaries up to a recent cutoff date. This helps verify if payments for specific schemes are being disbursed and to whom (as per the published list).
- Beneficiary/Worker Lists via Official Portals: Depending on the scheme and stage, the IWBMS portal and MAHA DBT trackers display application/beneficiary information or status for individual users (after login/authentication). For general public listings, rely on official public reports and any lists the Board publishes.
Amount Details (Indicative Examples from Official Downloads)
While many Bandhkam Kamgar Yojana benefits are scheme-specific, the Downloads section on MAHABOCW provides scheme documents with explicit amounts. Notable examples include:
- Accidental death at work (Scheme F01): ₹5,00,000 to the legal heir of a registered construction worker.
- Natural death (Scheme F02): ₹2,00,000 to the legal heir.
- Home loan interest/amount subsidy (Scheme F03): Subsidy on interest on a loan up to ₹6,00,000 or a subsidy up to ₹2,00,000 on the loan amount.
Always confirm the latest circular/form for the scheme you’re applying to, as amounts and conditions can be updated.
How to Check Bandhkam Kamgar Yojana Status (Registration/Claim)
Option A: IWBMS (MAHABOCW) Portal
- Visit the IWBMS Profile/Login page.
- Log in using Aadhaar + registered mobile number and OTP.
- Go to application/claim section to view status, appointments, or to manage claim submissions (some status pathways display “BOCW Registration Status / नोंदणी स्थिती”).
Option B: MAHA DBT (if applicable to your claim)
Some benefits may route via Maharashtra’s Aaple Sarkar DBT platform. Use the Track Application Status page with Aadhaar/credentials to view the status of your application under eligible schemes.
How to Download Forms & Circulars
- Go to the MAHABOCW “Downloads” section.
- Choose the relevant scheme number/name (e.g., F01, F02, F03, etc.).
- Download the form or scheme PDF to check eligibility, required documents, and the exact benefit amount.
- Print and fill (if an offline component is required), or use the online claim option where available.
Renewal, Claims & Appointments (2025 Update)
- As per the Board’s 2025 notifications, data entry at Taluka Facilitation Centers was discontinued from February 5, 2025, with workers expected to submit registration/renewal/claims online and then choose a document verification date online starting February 6, 2025. Carry originals to the chosen center on the appointment date.
- The Board site also provides a Worker Online Registration, Renewal & Claim Tutorial to guide you through each step.
Practical Tips for a Smooth Bandhkam Kamgar Yojana Application
- Keep your mobile number active and linked with Aadhaar to receive OTPs during login and e-KYC.
- Scan documents clearly (readable resolution) before uploading.
- Name files properly (e.g., “Aadhaar_YourName.pdf”, “WorkCertificate_90Days.pdf”).
- Track your status periodically—if a physical verification is required, don’t miss your appointment.
For benefit amounts, always cross-check the latest downloadable PDFs for your specific scheme before applying.
Frequently Asked Questions (Quick Answers)
Who is eligible to register under Bandhkam Kamgar Yojana?
Workers aged 18–60 who have worked 90+ days in construction in the past year and can provide the required proofs.
What is the registration and subscription fee for Bandhkam Kamgar Yojana?
MAHABOCW lists ₹1 for registration and ₹1 per year as subscription (subject to change by the Board).
How do I check my registration/claim status?
Log in to IWBMS to view application/claim status. Some schemes may also reflect status on MAHA DBT trackers.